Fast Online Instant Approvals
500,000 Customers
No Prepayment Fees
Flexible payments
How it works
Transparent and fair costs, with no hidden fees
Personal finance that fits you
We've built a secure & personalized experience
- Simple sign up process
- No queues just money straight through your phone
- No hidden charges only applicable fees onto the loan
- Convenient financial partner when in a fix
- Early repayment boosts your credit limit
- Pay your Bills e.g. KPLC directly through your phone using a loan
- Buy airtime directly using Senti
- Referring a friend lowers your interest rate on a loan
Personal loans for most purposes
Building a brighter financial future
Some words from our satisfied customers
You’re in good company
Senti is a micro credit mobile app that makes it easy for people in Kenya to access a loan, anytime, anywhere.
Senti - Hassle free loans
Ready to get started?
Need more help?
Feel free to ask us about it!
Live help
Get an answer on the spot. We're online 8am - 7pm Mon to Fri and 9am - 3pm on Sat and Sun.