Fast Online Instant Approvals
500,000 Customers
No Prepayment Fees
Flexible payments
How it works
Transparent and fair costs, with no hidden fees
Personal finance that fits you
We've built a secure & personalized experience
- Simple sign up process
- No queues just money straight through your phone
- No hidden charges only applicable fees onto the loan
- Convenient financial partner when in a fix
- Early repayment boosts your credit limit
- Pay your Bills e.g. KPLC directly through your phone using a loan
- Buy airtime directly using Senti
- Referring a friend lowers your interest rate on a loan
Personal loans for most purposes
Building a brighter financial future
Some words from our satisfied customers
You’re in good company
Grow your Loan limit!
Benefits to meet your financial needs
Grow with Senti!
- Get up to Kshs. 5000
- Easy Loan Application
- Fast Decision
- Cash Provided in just minutes
Grow with Senti!
- Get up to Kshs 10000
- Easy Loan Application
- Fast Decision
- Cash Provided in just minutes
Grow with Senti!
- Get up to Kshs 20000
- Easy Loan Application
- Fast Decision
- Cash Provided in just minutes
Grow with Senti!
- Get up to Kshs 40000
- Easy Loan Application
- Fast Decision
- Cash Provided in just minutes
Senti is a micro credit mobile app that makes it easy for people in Kenya to access a loan, anytime, anywhere.
Senti - Hassle free loans
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Need more help?
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Live help
Get an answer on the spot. We're online 8am - 7pm Mon to Fri and 9am - 3pm on Sat and Sun.